522 E Elm St, Algona, IA 50511 Property Records

Kossuth County property record for 522 E Elm St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,327 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Oct 2024)
Tax Bill	$1,798 (2025)
Deeds & Mortgages	Nov 2021 Sale Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-02-430-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-430-003`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
Attic	Attic
Attic Area	471 sqft
Basement Area	856 sqft
Finished Basement	675 sqft
Unfinished Basement	181 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 E ELM ST
City	ALGONA
State	IA
Zip	50511-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 L 19 A P NE SE EX W 44'
Legal Range	29W
Legal Township	95N
Legal Section	02
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2012
Census Tract	950500

Owner

Source: Kossuth County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 HIGHWAY 18, WHITTEMORE, IA 50598-7065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer
Sep 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20242400
Deed Book / Page	2024 / 2400
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	2021/2988
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Nov 17, 2021
Property Address	522 E ELM ST, ALGONA, IA 50511-1562
Document Number	02021/3574
Book / Page	2021 / 3574
Instrument Date	Nov 12, 2021
Instrument	2021 3574
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 695, ALGONA, IA 50511-0695

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Sep 24, 2021
Property Address	522 E ELM ST, ALGONA, IA 50511-1562
Document Number	2021/2988
Book / Page	2021 / 2988
Instrument Date	Sep 23, 2021
Instrument	2021 2988
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E ELM ST, ALGONA, IA 50511-1562

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 (+7.28%)	$113,804 (+14.92%) Land $12,326 Building $101,478
2024	$1,676.00 (+8.41%)
2023		$99,027 Land $10,956 Building $88,071	$99,027 (-12.98%) Land $10,956 Building $88,071
2021	$1,546.00		$113,804 Land $12,326 Building $101,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures