500 E Elm St, Algona, IA 50511 Property Records

Kossuth County property record for 500 E Elm St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,229 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Sep 2026)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-02-430-001`

Property Details

APN / Parcel Number

Primary APN	`22-02-430-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
Basement Area	867 sqft
Unfinished Basement	867 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	227 sqft
Parking Spaces	1 Parking Space
Deck Area	99 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	500 E ELM ST
City	ALGONA
State	IA
Zip	50511-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 88' OF N 1/2 OF LOT 14
Legal Range	29W
Legal Township	95N
Legal Section	02
Legal Subdivision	AUD PLAT
Legal Lot Number	14
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2012
Census Tract	950500

Owner

500 E Elm St is owned and occupied by two individuals who bought it in September 2026.

Source: Kossuth County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 E ELM ST, ALGONA, IA 50511-1562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Oct 30, 2023	Intrafamily Transfer, Transfer
Oct 30, 2023	Intrafamily Transfer, Transfer BANK
Apr 17, 2019	Deed, Transfer
Oct 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20262360
Deed Book / Page	2026 / 2360
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	02023/2735
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 14, 2026
Property Address	500 E ELM ST, ALGONA, IA 50511-1562
Document Number	0000002360
Book / Page	2026 / 2360
Instrument Date	Sep 10, 2026
Instrument	20262360
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,916.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E ELM ST, ALGONA, IA 50511-1562
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002361,
Date	Sep 14, 2026
Instrument	20262361

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Oct 30, 2023
Property Address	500 E ELM ST, ALGONA, IA 50511-1562
Document Number	02023/2735
Book / Page	2023 / 2735
Instrument Date	Oct 10, 2023
Instrument	2023 2735
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E ELM ST, ALGONA, IA 50511-1562

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Oct 30, 2023
Property Address	500 E ELM ST, ALGONA, IA 50511-1562
Document Number	02023/2736
Book / Page	2023 / 2736
Instrument Date	Oct 10, 2023
Instrument	2023 2736
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 E ELM ST, ALGONA, IA 50511-1562

Mortgage

Document Number	0020232737
Date	Oct 30, 2023
Instrument	2023 2737

Lender

Name	BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KOSSUTH IA
Recording Date	Apr 17, 2019
Property Address	500 E ELM ST, ALGONA, IA 50511-1562
Document Number	02019/1099
Book / Page	2019 / 1099
Instrument Date	Feb 19, 2019
Instrument	1099
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 200TH AVE, LU VERNE, IA 50560-8577

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Oct 30, 2023
Property Address	500 E ELM ST, ALGONA, IA 50511-1562
Document Number	02023/2734
Book / Page	2023 / 2734
Instrument Date	Feb 1, 2019
Instrument	2023 2734
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 192, ALGONA, IA 50511-0192

Tax Assessment & Valuation

The 2025 property tax bill for 500 E Elm St was $1,572 with a homeowner's exemption, up 8% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+7.97%) Homeowner's exemption	$110,443 Land $12,623 Building $97,820
2024	$1,456.00
2023		$96,146 (+1.42%) Land $11,220 Building $84,926	$96,146 Land $11,220 Building $84,926
2022		$94,803 Land $11,220 Building $83,583
2021	$1,430.00		$110,443 Land $12,623 Building $97,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 500 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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