521 E 13th St, Panama City, FL 32401 Property Records

Bay County property record for 521 E 13th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba
Lot Size	0.114 acres (4,965 sqft)
Owner	Company Name on File
Last Sale	$14,000 (Mar 2024)
Tax Bill	$239 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`17467-000-000`

Property Details

APN / Parcel Number

Primary APN	`17467-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath

Exterior

Lot Area	4,965 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	521 E 13TH ST
City	PANAMA CITY
State	FL
Zip	32401-2834
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC03
Legal Description	LINCOLN PARK LOT 8 BLK 2 ORB 4785 P 1936
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	LINCOLN PARK
Legal Block	2
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

521 E 13th St, residential vacant land, is owned by a company that acquired it in April 2026.

Source: Bay County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	47 BAYWOOD CT NW, FORT WALTON BEACH, FL 32548-4777
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2024	Personal Representative Deed, Transfer DIAMOND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Deed Document Number	202416883
Deed Book / Page	4785 / 1936
Last Transfer Date	Apr 27, 2026
Transfer Doc	0000035550
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 12, 2026
Property Address	521 E 13TH ST, PANAMA CITY, FL 32401-2834
Document Number	0000035550
Book / Page	5044 / 1649
Instrument Date	Apr 27, 2026
Instrument	202635550
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	47 BAYWOOD CT NW, FORT WALTON BEACH, FL 32548-4777

March 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BAY FL
Recording Date	Mar 25, 2024
Property Address	521 E 13TH ST, PANAMA CITY, FL 32401
Document Number	0047851936
Book / Page	4785 / 1936
Map Reference	MB 2 PG 45
Instrument Date	Mar 22, 2024
Instrument	2024016883
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 TUMBERRY DRIVE, NEW ORLEANS, LA 70128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 EMERALD COVE ST, P C BEACH, FL 32407-5632

Tax Assessment & Valuation

The 2025 property tax bill for 521 E 13th St was $239, up 19.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00 (+19.5%)	$13,602 (+6.67%) Land $13,600 Building $2	$13,602 (+6.67%) Land $13,600 Building $2
2024	$200.00 (-44.29%)	$12,752 (+11.11%) Land $12,750 Building $2	$12,752 (+11.11%) Land $12,750 Building $2
2023	$359.00 (+7.16%)	$11,477 (+34.33%) Land $11,475 Building $2	$11,477 (+34.33%) Land $11,475 Building $2
2022	$335.00	$8,544 Land $8,542 Building $2	$8,544 Land $8,542 Building $2

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 E 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 E 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

Nearby Properties on E 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures