513 E 13th St, Panama City, FL 32401 Property Records

Bay County property record for 513 E 13th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Tax Bill	$253 (2025)
Deeds & Mortgages	Oct 2021 Transfer Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17465-000-000`

Property Details

APN / Parcel Number

Primary APN	`17465-000-000`
Alternative APN	`5254400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath

Exterior

Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	155 ft deep x 51 ft wide
Deck Area	Deck Area

Location & Zoning

Street Address	513 E 13TH ST
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC03
Legal Description	LINCOLN PARK LOT 4 BLK 2 ORB 4473 P 1879
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	LINCOLN PARK
Legal Block	2
Legal Lot Number	4
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

513 E 13th St, residential vacant land, is owned and occupied by an individual who acquired it in April 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	513 E 13TH ST, PANAMA CITY, FL 32401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2021
Transfer Doc	0044731879
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 15, 2021
Property Address	513 E 13TH ST, PANAMA CITY, FL 32401
Document Number	0044731879
Book / Page	4473 / 1879
Map Reference	MB 2 PG 45
Instrument Date	Apr 16, 2021
Instrument	2021079185
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 LINCOLN DR, 1330, PANAMA CITY, FL 32401-2849

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 27, 2019
Property Address	513 E 13TH ST, PANAMA CITY, FL 32401
Document Number	0041951386
Book / Page	004195 / 001386
Instrument Date	Nov 27, 2019
Instrument	101959
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 LINCOLN DR PANAMA CITY FL 324012849, PANAMA CITY, FL 32401-2849

Tax Assessment & Valuation

The 2025 property tax bill for 513 E 13th St was $253, down 1.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00 (-1.56%)	$15,258	$17,594 Land $16,483 Building $1,111
2024	$257.00 (-37.92%)
2023	$414.00 (+8.95%)	$15,018 (+31%) Land $13,907 Building $1,111	$15,018 (+31%) Land $13,907 Building $1,111
2022	$380.00	$11,464 Land $10,353 Building $1,111	$11,464 Land $10,353 Building $1,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 E 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 E 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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