511 E 13th St, Panama City, FL 32401 Property Records

Bay County property record for 511 E 13th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1933
Lot Size	0.173 acres (7,535 sqft)
Owner	Company Name on File
Last Sale	$21,000 (Apr 2017)
Tax Bill	$766 (2025)
Deeds & Mortgages	Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17464-000-000`

Property Details

APN / Parcel Number

Primary APN	`17464-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,535 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Driveway	Driveway
Porch	Florida Room
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	511 E 13TH ST
City	PANAMA CITY
State	FL
Zip	32401-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	LINCOLN PARK LOT 3 BLK 2 ORB 3891 P 1162
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	LINCOLN PARK
Legal Block	2
Legal Lot Number	3
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

511 E 13th St is owned by a company that bought it in April 2017.

Source: Bay County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	2413 PARKWOOD DR, PANAMA CITY, FL 32405-4442
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Nov 1, 2016 · Amount on File
Deed Document Number	201720664
Deed Book / Page	3891 / 1162
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 13, 2017
Property Address	511 E 13TH ST, PANAMA CITY, FL 32401-2834
Document Number	0038911162
Book / Page	003891 / 001162
Instrument Date	Apr 13, 2017
Instrument	20664
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2413 PARKWOOD DR PANAMA CITY FL 324054442, PANAMA CITY, FL 32405-4442

Tax Assessment & Valuation

The 2025 property tax bill for 511 E 13th St was $766, down 23.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00 (-23.55%)	$46,619	$52,195 Land $16,000 Building $36,195
2024	$1,002.00 (+12.84%)
2023	$888.00 (+14.73%)	$44,240 (+17.24%) Land $13,500 Building $30,740	$44,240 (+17.24%) Land $13,500 Building $30,740
2022	$774.00	$37,735 Land $10,050 Building $27,685	$37,735 Land $10,050 Building $27,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 E 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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