Harford County property record for 521 Anchor Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,780 sqft · built 1975 |
| Lot Size | 0.249 acres (10,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (May 2013) |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-138561 |
| Primary APN | 01-138561 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,850 sqft (0.249 acres) |
| Lot Dimensions | 155 ft deep x 70 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 138561 |
|---|---|
| Street Address | 521 ANCHOR DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BLK 97 70X155 521 ANCHOR DRIVE RUMSEY ISLAND PT 17/7 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 97 |
| Legal Lot Number | 18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-138561
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 ANCHOR DR, JOPPA, MD 21085-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Nov 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on Record |
| Deed Sale | May 31, 2013 · Amount on Record |
| Prior Sale | Aug 21, 2009 |
| Deed Book / Page | 10307 / 156 |
| Prior Transfer Date | Aug 10, 2010 |
| Prior Transfer Doc | 0091410345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 521 ANCHOR DR, JOPPA, MD 21085-4501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 ANCHOR DR, JOPPA, MD 21085-4501 |
| Document Number | 0160270275 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | 16027/275 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 521 ANCHOR DR, JOPPA, MD 21085-4501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 ANCHOR DR, JOPPA, MD 21085-4501 |
| Document Number | 0157380461 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 15738/461 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2062 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,500 (+15.82%) | $270,900 (+18.97%) Land $82,200 Building $188,700 | |
| 2025 | $2,481.00 (+5.8%) | ||
| 2023 | $221,467 | $227,700 Land $82,200 Building $145,500 | |
| 2022 | $2,345.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force 17 of 18 on primary residences |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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