Harford County property record for 516 Anchor Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,360 sqft · built 1972 |
| Lot Size | 0.046 acres (2,012 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,601 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-138618 |
| Primary APN | 01-138618 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,012 sqft (0.046 acres) |
| Lot Dimensions | 150 ft deep x 5 ft wide |
| View / Lot | Waterfront |
| Deck Area | 204 sqft |
| Patio Area | 228 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 138618 |
|---|---|
| Street Address | 516 ANCHOR DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4502 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 95 17.5X150 516 ANCHOR DRIVE RUMSEY ISLAND PT 17/8 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 88 |
| Legal Lot Number | 95 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-138618
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 ANCHOR DR, JOPPA, MD 21085-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 1999 |
| Deed Sale | Jan 21, 1999 |
| Prior Sale | Jan 19, 1989 · Amount on Record |
| Deed Document Number | 19991557 |
| Deed Book / Page | 2915 / 556 |
| Transfer Doc | 0029150556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 ANCHOR DR, JOPPA, MD 21085-4502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 516 ANCHOR DR, JOPPA, MD 21085-4502 |
| Document Number | 0149860469 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 14986/469 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ABINGDON, MD 21009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 ANCHOR DR, JOPPA, MD 21085-4502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0126790088 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 12679/0088 |
| Instrument | 12679-0088 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ABINGDON, MD 21009 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 ANCHOR DR, JOPPA, MD 21085-4502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0140350206 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 14035/206 |
| Name | MANUFACTURERS BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,567 (+4.95%) | $276,000 (-) Land $123,000 Building $153,000 | |
| 2025 | $2,601.00 (+3.01%) Homeowner's exemption | $251,133 (+6.77%) | $276,000 (+15.63%) Land $123,000 Building $153,000 |
| 2023 | $235,200 | $238,700 Land $123,000 Building $115,700 | |
| 2022 | $2,525.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force 17 of 18 on primary residences |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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