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  5. Anchor Dr

523 Anchor Dr, Joppa, MD 21085 Property Records

Harford County property record for 523 Anchor Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,560 sqft · built 1975
Lot Size0.247 acres (10,772 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Mar 2024)
Tax Bill$2,395 (2025)
Deeds & MortgagesMar 2024 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN01-146564

Property Details

APN / Parcel Number

Primary APN01-146564
Alternative APNs
  • 1146564
  • 146564

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,560 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,772 sqft (0.247 acres)
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number146564
Street Address523 ANCHOR DR
CityJOPPA
StateMD
Zip21085-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 17 BK 97 10772 SF 523 ANCHOR DRIVE RUMSEY ISLAND PT 17/6
Legal SubdivisionJOPPATOWNE
Legal Block97
Legal Lot Number17
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County records · APN 01-146564

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address523 ANCHOR DR, JOPPA, MD 21085-4501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMar 12, 2024
Property Address523 ANCHOR DR, JOPPA, MD 21085-4501
Document Number0161980194
Book / Page16198 / 194
Map ReferenceMB G R G 17 FO 6
Instrument DateMar 07, 2024
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 ANCHOR DR, JOPPA, MD 21085-4501

Mortgage

Document Number0161980217
DateMar 12, 2024
Instrument16198-0217
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2034

Mortgage

Document Number0161980202
DateMar 12, 2024
Book Page16198/202
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$282,267 (+32.09%)$313,500 (+42.63%) Land $82,100 Building $231,400
2025$2,395.00 (+29.04%)
2023$213,700$219,800 Land $82,100 Building $137,700
2022$1,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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