Stearns County property record for 521 1st Ave SE, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,646 sqft · built 1991 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Aug 2009) |
| Tax Bill | $6,762 (2026) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29318-0015 |
| Primary APN | 48-29318-0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 197,762 sqft (4.54 acres) |
| Lot Dimensions | 1,114 ft deep x 273 ft wide |
| Pole Barn | 1,280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 521 1ST AVE SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLK 001 COLD SPRING VISTA SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | COLD SPRING VISTA |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 521 1ST AVE SE, COLD SPRING, MN 56320-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on Record |
| Deed Sale | Aug 12, 2009 · Amount on Record |
| Prior Sale | Oct 1, 2008 · Amount on Record |
| Deed Document Number | 2009999999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 18, 2022 |
| Property Address | 521 1ST AVE SE, COLD SPRING, MN 56320-2561 |
| Document Number | 00A1644630 |
| Instrument Date | Nov 16, 2022 |
| Instrument | A1644630 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 1ST AVE SE, COLD SPRING, MN 56320-2561 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,762.00 (+21.53%) | $569,400 (+6.01%) Land $150,000 Building $419,400 | $569,400 (+6.01%) Land $150,000 Building $419,400 |
| 2025 | $537,100 (+11.76%) Land $150,000 Building $387,100 | $537,100 (+11.76%) Land $150,000 Building $387,100 | |
| 2023 | $5,564.00 | $480,600 Land $137,800 Building $342,800 | $480,600 Land $137,800 Building $342,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures