Stearns County property record for 401 1st Ave SE, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,016 sqft · built 2001 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,500 (May 1996) |
| Tax Bill | $19,886 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29318-0000 |
| Primary APN | 48-29318-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,016 sqft Living Area |
| Gross Area | 4,441 sqft |
| 1st Floor Area | 2,075 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 126,760 sqft (2.91 acres) |
| Lot Dimensions | 350 ft deep x 552 ft wide |
| Garage Area | 2,117 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Gazebo | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 1ST AVE SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 LESS PART E & N OF FDL COMM AT NW COR L 1 GRIFFINS RE SUB - SE TO PT 43' E OF W LN - CONT SE'LY 20' - N69D E TO E LN |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | COLD SPRING VISTA |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29318-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 1ST AVE SE, COLD SPRING, MN 56320-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 1996 · Amount on Record |
| Deed Sale | May 15, 1996 · Amount on Record |
| Prior Sale | Nov 09, 1995 |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,886.00 (+8.98%) | ||
| 2025 | $1,401,500 (+0.34%) Land $238,300 Building $1,163,200 | $1,401,500 (+0.34%) Land $238,300 Building $1,163,200 | |
| 2023 | $18,248.00 | $1,396,700 Land $238,400 Building $1,158,300 | $1,396,700 Land $238,400 Building $1,158,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009, river or lake flooding |
| Wildfire Risk | Low above 34% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures