391 1st Ave SE, Cold Spring, MN 56320 Property Records

Stearns County property record for 391 1st Ave SE, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,610 sqft · built 1953
Lot Size	0.981 acres (42,728 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2022)
Tax Bill	$4,004 (2026)
Deeds & Mortgages	Jan 2026 Sale Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29404-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29404-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,728 sqft (0.981 acres)
Lot Dimensions	218 ft deep x 196 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	391 1ST AVE SE
City	COLD SPRING
State	MN
Zip	56320-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS PART W OF LN BEG AT NW COR - SE TO PT ON S LN 43' E OF SW COR GRIFFIN'S RE-SUBD SECTION 23 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	23
Legal Subdivision	GRIFFINS RE-SUBD
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	1
Census Block	1025
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 1ST AVE SE, COLD SPRING, MN 56320-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer
Oct 11, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2022 · Amount on Record
Deed Sale	Dec 17, 2022 · Amount on Record
Prior Sale	May 15, 2008 · Amount on Record
Deed Document Number	20221497785
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 20, 2026
Property Address	391 1ST AVE SE, COLD SPRING, MN 56320-2551
Document Number	00A1706816
Instrument Date	Jan 16, 2026
Instrument	A1706816
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 S CHANDLER AVE, LITCHFIELD, MN 55355-3104

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 11, 2023
Property Address	391 1ST AVE SE, COLD SPRING, MN 56320-2551
Document Number	00A1661595
Instrument Date	Sep 15, 2023
Instrument	A1661595
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	391 1ST AVE SE, COLD SPRING, MN 56320-2551

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,004.00 (+24.27%)
2025		$330,300 (+7.14%) Land $70,200 Building $260,100	$330,300 (+7.14%) Land $70,200 Building $260,100
2023	$3,222.00	$308,300 Land $70,200 Building $238,100	$308,300 Land $70,200 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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