5209 Morro Bay Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5209 Morro Bay Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,735 sqft · built 1977
Lot Size0.19 acres (8,276 sqft)
Owner2 Company Names on Record
Last Sale$475,000 (Jun 2019)
Tax Bill$6,419 (2026)
Deeds & MortgagesOct 2026 Sale
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN283-0184-003-0000

Property Details

APN / Parcel Number

Primary APN283-0184-003-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Garage Area444 sqft
Parking Spaces2 Parking Spaces
Pool Area8,532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5209 MORRO BAY DR
CityCARMICHAEL
StateCA
Zip95608-5442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLOUISE GLEN, LOT 36
Legal SubdivisionLOUISE GLEN
Legal Lot Number36
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract7702

Owner

Source: Sacramento County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 3, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Jun 7, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jun 7, 2019Grant Deed, Transfer · Conventional with PMI
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2019 · Amount on Record
Deed SaleJun 7, 2019 · Amount on Record
Prior SaleApr 4, 2001 · Amount on Record
Deed Book / Page20190607 / 1428
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionSACRAMENTO CA
Recording DateOct 14, 2026
Property Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442
Document Number2026000815
Book / Page20261014 / 815
Instrument DateOct 7, 2026
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442
Document Number2006090791
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5209 MORRO BAY DR CARMICHAEL CA 956085442, CARMICHAEL, CA 95608-5442

Mortgage

Document Number2006090791
DateJun 9, 2020
Instrument2006090791
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 8, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJun 7, 2019
Property Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442
Document Number1906071429
Instrument DateJun 6, 2019
Instrument1906071429
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5209 MORRO BAY DR CARMICHAEL CA 956085442, CARMICHAEL, CA 95608-5442

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 7, 2019
Property Address5209 MORRO BAY DR, CARMICHAEL, CA 95608-5442
Document Number1906071428
Instrument DateJun 3, 2019
Instrument1906071428
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$522.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5209 MORRO BAY DR CARMICHAEL CA 956085442, CARMICHAEL, CA 95608-5442

Mortgage

Document Number1906071430
DateJun 7, 2019
Instrument1906071430
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 6, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,419.00 (+1.21%)$540,464 (+2%) Land $136,537 Building $403,927
2025$6,342.00 (+2.17%) Homeowner's exemption$529,867 (+4.04%) Land $133,860 Building $396,007
2024$6,207.00 (+1.62%)
2023$6,108.00 (+2.07%) Homeowner's exemption$509,294 Land $128,663 Building $380,631
2022$5,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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