5208 Morro Bay Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5208 Morro Bay Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1977
Lot Size0.19 acres (8,276 sqft)
Owner2 Company Names on Record
Last Sale$374,000 (Oct 2017)
Tax Bill$5,167 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2025 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN283-0183-010-0000

Property Details

APN / Parcel Number

Primary APN283-0183-010-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5208 MORRO BAY DR
CityCARMICHAEL
StateCA
Zip95608-5443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLOUISE GLEN, LOT 10
Legal SubdivisionLOUISE GLEN
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1010
Census Tract7702

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1520 GARY WAY, CARMICHAEL, CA 95608-5930
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Dec 24, 2025Intrafamily Transfer, Transfer
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MTG CAP CORP
Dec 6, 2019Deed of Trust, Mortgage · Conventional with PMI
ONE AMERICAN MTG
Sep 13, 2018Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU
Oct 19, 2017Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2017 · Amount on Record
Deed SaleOct 19, 2017 · Amount on Record
Deed Book / Page20171019 / 1365
Last Transfer DateDec 18, 2025
Transfer Doc2025000880
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443

Mortgage

Document Number0000000913
DateOct 14, 2021
Instrument2021101400913
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateDec 24, 2025
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number0000000880
Map ReferenceMB 104 MAP 27
Instrument DateDec 18, 2025
Instrument202512240880
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1520 GARY WAY, CARMICHAEL, CA 95608-5930

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443

Mortgage

Document Number2021101400913
DateOct 14, 2021
Instrument2021101400913
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number2012301562
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5208 MORRO BAY DR CARMICHAEL CA 956085443, CARMICHAEL, CA 95608-5443

Mortgage

Document Number2012301562
DateDec 30, 2020
Instrument2012301562
Lender
NameGENERAL MTG CAP CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 29, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number1912130456
Instrument DateDec 6, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5208 MORRO BAY DR CARMICHAEL CA 956085443, CARMICHAEL, CA 95608-5443

Mortgage

Document Number1912130456
DateDec 13, 2019
Instrument1912130456
Lender
NameONE AMERICAN MTG
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueDec 12, 2034

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number1809201170
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5208 MORRO BAY DR CARMICHAEL CA 956085443, CARMICHAEL, CA 95608-5443

Mortgage

Document Number1809201170
DateSep 20, 2018
Instrument1809201170
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 19, 2017
Property Address5208 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number1710191365
Instrument DateOct 17, 2017
Instrument1710191365
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$411.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5208 MORRO BAY DR CARMICHAEL CA 956085443, CARMICHAEL, CA 95608-5443

Mortgage

Document Number1710191366
DateOct 19, 2017
Instrument1710191366
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 18, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$434,051 (+2%) Land $139,267 Building $294,784
2025$5,167.00 (+2.16%)$425,541 (+4.04%) Land $136,537 Building $289,004
2024$5,058.00 (+3.35%)
2023$4,894.00 (+2.06%) Homeowner's exemption$409,019 Land $131,236 Building $277,783
2022$4,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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