5200 Morro Bay Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5200 Morro Bay Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 1977
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Feb 2011)
Tax Bill$4,411 (2026)
Deeds & MortgagesOct 2026 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN283-0183-012-0000

Property Details

APN / Parcel Number

Primary APN283-0183-012-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,495 sqft Living Area
1st Floor Area1,495 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area13,283 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5200 MORRO BAY DR
CityCARMICHAEL
StateCA
Zip95608-5443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLOUISE GLEN, LOT 12
Legal SubdivisionLOUISE GLEN
Legal Lot Number12
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1010
Census Tract7702

Owner

Source: Sacramento County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5200 MORRO BAY DR, CARMICHAEL, CA 95608-5443
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 22, 2020Quit Claim Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2011 · Amount on Record
Deed SaleFeb 25, 2011 · Amount on Record
Deed Book / Page20110225 / 870
Last Transfer DateOct 10, 2020
Transfer Doc10220000000359
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionSACRAMENTO CA
Recording DateOct 7, 2026
Property Address5200 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number2026000623
Book / Page20261007 / 623
Instrument DateSep 4, 2026
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyATLAS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5200 MORRO BAY DR, CARMICHAEL, CA 95608-5443

Mortgage

Document Number2026000624,
DateOct 7, 2026
Book Page20261007/624
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 22, 2020
Property Address5200 MORRO BAY DR, CARMICHAEL, CA 95608-5443
Document Number2010220359
Instrument DateOct 10, 2020
Instrument2010220359
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5200 MORRO BAY DR CARMICHAEL CA 956085443, CARMICHAEL, CA 95608-5443

Mortgage

Document Number2010220360
DateOct 22, 2020
Instrument2010220360
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueOct 21, 2040

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,411.00 (+1.17%)$365,888 (+2%) Land $152,887 Building $213,001
2025$4,360.00 (+2.16%)$358,715 (+4.04%) Land $149,890 Building $208,825
2024$4,268.00 (+1.59%)
2023$4,201.00 (+2.02%)$344,787 Land $144,070 Building $200,717
2022$4,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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