Spokane County property record for 5209 E Apple Tree Ln, Chattaroy, WA 99003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,392 sqft · built 2020 |
| Lot Size | 1.96 acres (85,813 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Oct 2018) |
| Tax Bill | $3,453 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38351.0102 |
| Primary APN | 38351.0102 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,748 sqft |
| 1st Floor Area | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 85,813 sqft |
| Garage Type | Attached |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 572 sqft |
| Canopy | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5209 E APPLE TREE LN |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | APPLE TREE MEADOWS: LOT 2 (AFN 5302488) |
| Legal Range | 43E |
| Legal Township | 28N |
| Legal Section | 35 |
| Legal Subdivision | APPLE TREE |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10201 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16320 N HATCH RD, 621, COLBERT, WA 99005-6014 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Oct 16, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on Record |
| Deed Sale | Oct 16, 2018 · Amount on Record |
| Deed Document Number | 20186752228 |
| Prior Transfer Date | Sep 8, 2008 |
| Prior Transfer Doc | 0005715295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5209 E APPLE TREE LN, CHATTAROY, WA 99003-5020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006971680 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 6971680 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 16, 2018 |
| Property Address | 5209 E APPLE TREE LN, CHATTAROY, WA 99003-5020 |
| Document Number | 0006752228 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 6752228 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16320 N HATCH RD #621 COLBERT WA 990056014, 621, COLBERT, WA 99005-6014 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,453.00 (-1.17%) | $430,940 (+1.23%) Land $116,340 Building $314,600 | $430,940 (+1.23%) Land $116,340 Building $314,600 |
| 2025 | $3,494.00 (+6.88%) | $425,690 (+3.17%) Land $98,490 Building $327,200 | $425,690 (+3.17%) Land $98,490 Building $327,200 |
| 2024 | $3,269.00 (+1.49%) | $412,600 (+107.75%) Land $104,400 Building $308,200 | $412,600 (+107.75%) Land $104,400 Building $308,200 |
| 2023 | $3,221.00 (+72.06%) | $198,600 Land $75,000 Building $123,600 | $198,600 Land $75,000 Building $123,600 |
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 65% of Washington |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KnightCom Fixed Wireless | 439 / 251 |
| Ardent Networks Fixed Wireless · not low latency | 250 / 50 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, CenturyLink.
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