5112 E Apple Tree Ln, Chattaroy, WA 99003 Property Records

Spokane County property record for 5112 E Apple Tree Ln, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,064 sqft · built 2006
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2019)
Tax Bill	$5,032 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38351.0105`

Property Details

APN / Parcel Number

Primary APN	`38351.0105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,064 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,396 sqft
2nd Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,268 sqft
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	184 sqft
Patio Area	284 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5112 E APPLE TREE LN
City	CHATTAROY
State	WA
Zip	99003-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	APPLE TREE MEADOWS: LOT 5 (AFN 5302488)
Legal Range	43E
Legal Township	28N
Legal Section	35
Legal Subdivision	APPLE TREE MDWS
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1049
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5112 E APPLE TREE LN, CHATTAROY, WA 99003-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	20196851496
Prior Transfer Date	Jun 26, 2013
Prior Transfer Doc	0006223903
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5112 E APPLE TREE LN, CHATTAROY, WA 99003-5004
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006756719
Date	Oct 31, 2018
Instrument	6756719

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 9, 2019
Property Address	5112 E APPLE TREE LN, CHATTAROY, WA 99003-5004
Document Number	0006851496
Map Reference	VOL 31 PG 96-98
Instrument Date	Aug 10, 2019
Instrument	6851496
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5112 E APPLE TREE LN, CHATTAROY, WA 99003-5004

Mortgage

Document Number	0006851498
Date	Oct 9, 2019
Instrument	6851498

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,032.00 (+1.33%)	$633,320 (+6.33%) Land $121,620 Building $511,700	$633,320 (+6.33%) Land $121,620 Building $511,700
2025	$4,966.00 (+7.14%)
2024		$595,600 (+31.31%) Land $109,200 Building $486,400	$595,600 (+31.31%) Land $109,200 Building $486,400
2023	$4,635.00 (+9.55%)	$453,600 Land $75,000 Building $378,600	$453,600 Land $75,000 Building $378,600
2022	$4,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

May also be available: Ardent Networks, AT&T.

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