5518 E Apple Tree Ln, Chattaroy, WA 99003 Property Records

Spokane County property record for 5518 E Apple Tree Ln, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2020
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2019)
Tax Bill	$4,903 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38351.0112`

Property Details

APN / Parcel Number

Primary APN	`38351.0112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,428 sqft
2nd Floor Area	1,428 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	81 sqft
Canopy	81 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5518 E APPLE TREE LN
City	CHATTAROY
State	WA
Zip	99003-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	APPLE TREE MEADOWS: LOT 12 (AFN 5302488)
Legal Range	43E
Legal Township	28N
Legal Section	35
Legal Subdivision	APPLE TREE MDWS
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1049
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17802 N REDOWA DR, COLBERT, WA 99005-9626
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
May 3, 2019	Warranty Deed, Transfer · Conventional with PMI RON R & SUSAN SIEVERT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	20196802378
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0006458105
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5518 E APPLE TREE LN, CHATTAROY, WA 99003-5047
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006945455
Date	Jul 22, 2020
Instrument	6945455

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 3, 2019
Property Address	5518 E APPLE TREE LN, CHATTAROY, WA 99003-5047
Document Number	0006802378
Instrument Date	Apr 30, 2019
Instrument	6802378
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17802 N REDOWA DR COLBERT WA 990059626, COLBERT, WA 99005-9626

Mortgage

Document Number	6802379
Date	May 3, 2019
Instrument	6802379

Lender

Name	RON R & SUSAN SIEVERT
Address	6872 N COLFAX ST, DALTON GARDENS, ID 83815-9245
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	24 Months
Due	May 2, 2021

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,903.00 (-1.55%)	$610,960 (-5.59%) Land $106,660 Building $504,300	$610,960 (-5.59%) Land $106,660 Building $504,300
2025	$4,980.00 (+0.59%)	$647,110 (+8.47%) Land $91,010 Building $556,100	$647,110 (+8.47%) Land $91,010 Building $556,100
2024	$4,951.00 (+6.66%)	$596,600 (+30.15%) Land $95,600 Building $501,000	$596,600 (+30.15%) Land $95,600 Building $501,000
2023	$4,642.00 (+8.58%)	$458,400 Land $75,000 Building $383,400	$458,400 Land $75,000 Building $383,400
2022	$4,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	439 / 251
Ardent Networks Fixed Wireless · not low latency	250 / 50
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, CenturyLink.

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