Bay County property record for 5209 E 9th St, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,480 sqft · built 2019 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,535 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 14989-000-000 |
| Primary APN | 14989-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,480 sqft Heated Area |
| 1st Floor Area | 2,480 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 330 ft deep x 132 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5209 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-3204 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1 4S 14W -69- 118A4 BEG SE COR OF SE1/4 OF NW1/4 OF SE1/4 TH N 132' W 330' S |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1100 |
5209 E 9th St, a mobile home, is owned and occupied by an individual who acquired it in October 2016.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5209 E 9TH ST, PANAMA CITY, FL 32404-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2016 |
| Deed Sale | Oct 6, 2016 |
| Prior Sale | Jul 15, 2008 · Amount on File |
| Deed Document Number | 2016055510 |
| Deed Book / Page | 3067 / 0968 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5209 E 9th St was $1,535 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,535.00 Homeowner's exemption | $138,873 | $151,874 Land $51,612 Building $100,262 |
| 2023 | $1,648.00 (+8.92%) Homeowner's exemption | $130,058 (+3%) | $136,213 (+7.87%) Land $33,396 Building $102,817 |
| 2022 | $1,513.00 Homeowner's exemption | $126,270 Land $28,842 Building $97,428 | $126,270 Land $28,842 Building $97,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5209 E 9th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5209 E 9th St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CALLAWAY, CITY OF WATER SYSTEM |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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