1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. E 9th St

5019 E 9th St, Panama City, FL 32404 Property Records

Bay County property record for 5019 E 9th St, Panama City, FL 32404

Property Summary

Property TypeResidential Vacant Land
Lot Size0.171 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$41,000 (Sep 2025)
Tax Bill$264 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14986-010-000

Property Details

APN / Parcel Number

Primary APN14986-010-000

Exterior

Lot Area7,492 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address5019 E 9TH ST
CityPANAMA CITY
StateFL
Zip32404-9400
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description1 4S 14W -66.1- 118A4 E1/2 OF BEG AT SE COR OF W1/2 OF SW1/4 OF NW1/4 OF SE1/4 TH
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1036
Census Tract1100

Owner

5019 E 9th St, residential vacant land, is owned by two individuals who bought it in September 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address6721 OLOKEE ST, PANAMA CITY, FL 32404-8076
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage
BAY COUNTY BOARD OF COUNTY COMMISSIONERS
Sep 4, 2025Deed of Trust, Mortgage
BAY COUNTY BOARD OF COUNTY COMMISSIONERS
Sep 4, 2025Warranty Deed, Transfer · FHA Mortgage
21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 4, 2025 · Amount on File
Deed SaleSep 4, 2025 · Amount on File
Prior SaleOct 6, 2005 · Amount on File
Deed Document Number2025050927
Deed Book / Page4949 / 1390
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address5019 E 9TH ST, PANAMA CITY, FL 32404-9400
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049561836
DateSep 26, 2025
Book Page4956/1836
Instrument2025055716
Lender
NameBAY COUNTY BOARD OF COUNTY COMMISSIONERS
TypeGovernment Agency
AddressPANAMA CITY, FL 32401
Agreement
AmountAmount on Record

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address5019 E 9TH ST, PANAMA CITY, FL 32404-9400
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049491411
DateSep 4, 2025
Book Page4949/1411
Instrument2025050929
Lender
NameBAY COUNTY BOARD OF COUNTY COMMISSIONERS
TypeGovernment Agency
AddressPANAMA CITY, FL 32401
Agreement
AmountAmount on Record

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 4, 2025
Property Address5019 E 9TH ST, PANAMA CITY, FL 32404-9400
Document Number0049491390
Book / Page4949 / 1390
Instrument DateSep 2, 2025
Instrument2025050927
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyITITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5128 E 12TH ST, PANAMA CITY, FL 32404-3201

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6721 OLOKEE ST, PANAMA CITY, FL 32404-8076

Mortgage

Document Number0049491392
DateSep 4, 2025
Instrument4949/1392
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term264 Months
DueSep 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5019 E 9th St was $264.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264.00$17,000 Land $17,000$17,000 Land $17,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5019 E 9th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5019 E 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Also Mapped HereCALLAWAY, CITY OF WATER SYSTEM
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on E 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures