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5107 E 9th St, Panama City, FL 32404 Property Records

Bay County property record for 5107 E 9th St, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1945
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Jan 2022)
Tax Bill$324 (2025)
Deeds & MortgagesJan 2022 Sale
Sep 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN15138-000-000

Property Details

APN / Parcel Number

Primary APN15138-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Heated Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1945
Exterior MaterialOther
Roof MaterialRolled Roofing
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions120 ft deep x 65 ft wide
PorchPorch
Porch Area24 sqft
Mobile Home / RV HookupMobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address5107 E 9TH ST
CityPANAMA CITY
StateFL
Zip32404-9452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC.A.TAYLOR'S 1ST ADD CALLAWAY LOT 1 BLK B ORB 4516 P 2210
Legal Range14W
Legal Township04S
Legal Section01
Legal SubdivisionTAYLOR'S 1ST ADD
Legal BlockB
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1031
Census Tract1100

Owner

5107 E 9th St is owned by an individual who bought it in January 2022.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address8954 TROUSDALE FERRY PIKE, LEBANON, TN 37090-9726
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Sep 26, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2022 · Amount on File
Deed SaleJan 28, 2022 · Amount on File
Prior SaleSep 26, 2017 · Amount on File
Deed Document Number2022006610
Deed Book / Page4516 / 2210
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 28, 2022
Property Address5107 E 9TH ST, PANAMA CITY, FL 32404-9452
Document Number0045162210
Book / Page4516 / 2210
Map ReferenceMB 9 PG 22
Instrument DateJan 26, 2022
Instrument2022006610
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2727 E 19TH CT, 2727, PANAMA CITY, FL 32405-7201

Transferred To (Grantee/Buyer)

NameVerified Name
Address8954 TROUSDALE FERRY PIKE, LEBANON, TN 37090-9726

September 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionBAY FL
Recording DateSep 26, 2017
Property Address5107 E 9TH ST, PANAMA CITY, FL 32404-9452
Document Number0039400825
Book / Page003940 / 000825
Instrument DateSep 26, 2017
Instrument55305
Transaction TypeForeclosure
Record UpdatedNov 16, 2017

Transaction

AmountAmount on Record
Tax$15.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1920 ORLANDO RD PANAMA CITY FL 324055116, PANAMA CITY, FL 32405-5116

Tax Assessment & Valuation

The 2025 property tax bill for 5107 E 9th St was $324.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324.00$23,055 Land $20,553 Building $2,502$23,055 Land $20,553 Building $2,502
2023$406.00 (-7.31%)$15,801 (-18.16%) Land $13,299 Building $2,502$15,801 (-18.16%) Land $13,299 Building $2,502
2022$438.00$19,308 Land $11,485 Building $7,823$19,308 Land $11,485 Building $7,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5107 E 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5107 E 9th St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Also Mapped HereCALLAWAY, CITY OF WATER SYSTEM
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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