5209 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 5209 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,629 sqft · built 1999
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jan 2022)
Tax Bill	$3,971 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7100-1065-3`

Property Details

APN / Parcel Number

Primary APN	`7100-1065-3`
Alternative APNs	`331831710010653` `0710010653`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,629 sqft
Utility Area	1 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	141,570 sqft
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	378 sqft
Porch	Screened Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0710010653
Street Address	5209 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	LOT 3 JORDAN SUB PI#7100.1065/3
Legal Range	18E
Legal Township	33S
Legal Section	31
Legal Subdivision	JORDAN
Legal Tract	00710001
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1005
Census Tract	1604

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5209 28TH AVE E, PALMETTO, FL 34221-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit USF FCU
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage USF FCU
Oct 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 29, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	202211845
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5209 28TH AVE E, PALMETTO, FL 34221-2168
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 28TH AVE E, PALMETTO, FL 34221-2168

Mortgage

Document Number	0041124221
Date	Oct 9, 2025
Instrument	202541124221

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33646

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 26, 2022
Property Address	5209 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0041011845
Map Reference	MB 32 PG 150
Instrument Date	Jan 25, 2022
Instrument	202241011845
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1147, ELLENTON, FL 34222-1147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 28TH AVE E, PALMETTO, FL 34221-2168

Mortgage

Document Number	0041011846
Date	Jan 26, 2022
Instrument	202241011846

Lender

Name	USF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5209 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0041137444
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 28TH AVE E PALMETTO FL 342212168, PALMETTO, FL 34221-2168

Mortgage

Document Number	0041137444
Date	Dec 11, 2020
Instrument	41137444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5209 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0027462804
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 28TH AVE E PALMETTO FL 342212168, PALMETTO, FL 34221-2168

Mortgage

Document Number	0027462804
Date	Sep 5, 2018
Book Page	002746/002804
Instrument	41091142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,992 (+2.7%)	$510,560 (-0.99%) Land $199,750 Building $310,810
2025		$323,264 (+5.99%)	$515,647 (+0.56%) Land $199,750 Building $315,897
2024	$3,971.00 (+1.35%)
2023	$3,918.00 (+98.68%) Homeowner's exemption	$305,004 (+87.08%)	$512,771 (+27.74%) Land $160,013 Building $352,758
2022	$1,972.00 Homeowner's exemption	$163,034	$401,417 Land $102,000 Building $299,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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