5203 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 5203 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,500 (Jan 2022)
Tax Bill	$4,908 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7100-1060-4`

Property Details

APN / Parcel Number

Primary APN	`7100-1060-4`
Alternative APNs	`331831710010604` `0710010604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,738 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0710010604
Street Address	5203 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	LOT 2 JORDAN SUB PI#7100.1060/4
Legal Range	18E
Legal Township	33S
Legal Section	31
Legal Subdivision	JORDAN
Legal Tract	00710001
Legal Lot Number	2
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1005
Census Tract	1604

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5203 28TH AVE E, PALMETTO, FL 34221-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage USF FCU
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit USF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	202211940
Prior Transfer Date	Jul 15, 1998
Prior Transfer Doc	1561004558
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 26, 2022
Property Address	5203 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0041011940
Map Reference	MB 32 PG 150&151
Instrument Date	Jan 25, 2022
Instrument	202241011940
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,146.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5209 28TH AVE E, 5209, PALMETTO, FL 34221-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 28TH AVE E, PALMETTO, FL 34221-2168

Mortgage

Document Number	0041011941
Date	Jan 26, 2022
Instrument	202241011941

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5203 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0041130248
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 28TH AVE E PALMETTO FL 342212168, PALMETTO, FL 34221-2168

Mortgage

Document Number	0041130248
Date	Nov 25, 2020
Instrument	41130248

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2040

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5203 28TH AVE E, PALMETTO, FL 34221-2168
Document Number	0027087850
Book / Page	002708 / 007850
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 28TH AVE E PALMETTO FL 342212168, PALMETTO, FL 34221-2168

Mortgage

Document Number	0027087850
Date	Jan 8, 2018
Book Page	002708/007850
Instrument	41002191

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,484 (+0.08%) Land $85,000 Building $313,484	$398,484 (-0.83%) Land $85,000 Building $313,484
2025		$398,165 (-5.71%)	$401,819 (-4.85%) Land $85,000 Building $316,819
2024	$4,908.00 (-10.63%)
2023	$5,492.00 (+229.06%) Homeowner's exemption	$422,293 (+194.4%) Land $70,125 Building $352,168	$422,293 (+20.24%) Land $70,125 Building $352,168
2022	$1,669.00 Homeowner's exemption	$143,442	$351,209 Land $48,000 Building $303,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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