4908 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 4908 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1979
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,922 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`7100-1010-9`

Property Details

APN / Parcel Number

Primary APN	`7100-1010-9`
Alternative APNs	`331831710010109` `0710010109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	5 Parking Spaces
Pool Area	450 sqft
Porch	Screened Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0710010109
Street Address	4908 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	BEG AT SE COR OF SW1/4 OF SE1/4 OF SEC 31; TH S 89 DEG 54 MIN 40 SEC W, ALG S LN OF SD SEC 31 A DIST OF 217 FT; TH N 577 FT, M/L, TO C/L OF A 30 FT DRAIN CANAL; TH SELY ALG C/L
Legal Range	18E
Legal Township	33S
Legal Section	31
Legal Subdivision	NOT IN SUBDIVISION 0/0
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1005
Census Tract	1604

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4908 28TH AVE E, PALMETTO, FL 34221-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2019
Transfer Doc	0027922473
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4908 28TH AVE E, PALMETTO, FL 34221-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027184128
Date	Mar 16, 2018
Book Page	2718/4128
Instrument	201841025718

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 17, 2019
Property Address	4908 28TH AVE E, PALMETTO, FL 34221-2118
Document Number	0027922473
Book / Page	002792 / 002473
Instrument Date	Jun 26, 2019
Instrument	41069679
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4908 28TH AVE E PALMETTO FL 342212118, PALMETTO, FL 34221-2118

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,959 (+2.7%)	$334,312 (-3.29%) Land $110,500 Building $223,812
2025		$167,438 (+5.99%)	$345,686 (-3.77%) Land $110,500 Building $235,186
2024	$1,922.00 (+2.23%)
2023	$1,880.00 (+3.47%) Homeowner's exemption	$157,980 (+3%)	$359,245 (+24.23%) Land $90,100 Building $269,145
2022	$1,817.00 Homeowner's exemption	$153,379	$289,187 Land $60,000 Building $229,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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