5202 Waterfall Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 5202 Waterfall Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,643 sqft · built 1999
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Nov 2022)
Tax Bill	$3,515 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15115 00813`

Property Details

APN / Parcel Number

Primary APN	`15115 00813`
Alternative APNs	`3990328` `194038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,643 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1999
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.739 acres)
Porch	Porch
Porch Area	360 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	15115 00813
Street Address	5202 WATERFALL CT
City	GASTONIA
State	NC
Zip	28056-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	STONE RIDGE L 14 15 115 008 13 000
Legal Subdivision	STONE RIDGE
Legal Lot Number	14
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1013
Census Tract	33306

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5202 WATERFALL CT, GASTONIA, NC 28056-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Dec 15, 1998 · Amount on Record
Deed Document Number	0053792414
Deed Book / Page	5379 / 2414
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 29, 2022
Property Address	5202 WATERFALL CT, GASTONIA, NC 28056-8105
Document Number	0053792414
Book / Page	5379 / 2414
Map Reference	MB 58 PG 82
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 SNOWFLAKE RD, BANNER ELK, NC 28604-8682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 WATERFALL CT, GASTONIA, NC 28056-8105

Mortgage

Document Number	0053792417
Date	Nov 29, 2022
Instrument	5379/2417

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2032
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,515.00	$505,870 Land $34,000 Building $471,870

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterfall Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures