5206 W Carpenter Rd, Flint, MI 48504 Property Records

Genesee County property record for 5206 W Carpenter Rd, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Feb 2020)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-400-042`

Property Details

APN / Parcel Number

Primary APN	`14-20-400-042`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	5206 W CARPENTER RD
City	FLINT
State	MI
Zip	48504-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 132 FT OF W 678 FT OF S 660 FT OF NW 1/4 OF SE 1/4 SEC 20 T8N R6E 2 A
Legal Range	06E
Legal Township	08N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	3
Census Block	3002
Census Tract	10503

Owner

5206 W Carpenter Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5206 W CARPENTER RD, FLINT, MI 48504-1029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOVITA CU
Feb 10, 2020	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on File
Deed Sale	Feb 10, 2020 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	20207994
Prior Transfer Date	Apr 20, 2007
Prior Transfer Doc	0000039499
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Aug 14, 2026
Property Address	5206 W CARPENTER RD, FLINT, MI 48504-1029
Document Number	0000047427
Instrument Date	Aug 10, 2026
Instrument	202647427
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 W CARPENTER RD, FLINT, MI 48504-1029

Mortgage

Document Number	0000047427,
Date	Aug 14, 2026
Instrument	202647427

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5206 W CARPENTER RD, FLINT, MI 48504-1029
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 W CARPENTER RD, FLINT, MI 48504-1029

Mortgage

Document Number	0000050835
Date	Sep 25, 2023
Instrument	202309250050835

Lender

Name	SOVITA CU
Type	Credit Union
Address	FLINT, MI 48532

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 5, 2033

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 10, 2020
Property Address	5206 W CARPENTER RD, FLINT, MI 48504-1029
Document Number	0000007994
Instrument Date	Feb 4, 2020
Instrument	7994
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5206 W CARPENTER RD FLINT MI 485041029, FLINT, MI 48504-1029

Mortgage

Document Number	7995
Date	Feb 10, 2020
Instrument	7995

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5206 W Carpenter Rd was $3,191, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400 (+7.07%)	$190,800 (+7.07%)
2025	$3,191.00 (+2.14%) Homeowner's exemption	$89,100	$178,200
2024	$3,124.00
2023		$72,300	$144,600
2019	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5206 W Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5206 W Carpenter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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