5178 W Carpenter Rd, Flint, MI 48504 Property Records

Genesee County property record for 5178 W Carpenter Rd, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Aug 2021)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-400-040`

Property Details

APN / Parcel Number

Primary APN	`14-20-400-040`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	5178 W CARPENTER RD
City	FLINT
State	MI
Zip	48504-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 132 FT OF W 942 FT OF S 660 FT OF NW 1/4 OF SE 1/4 SEC 20 T8N R6E 2 A
Legal Range	06E
Legal Township	08N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	3
Census Block	3002
Census Tract	10503

Owner

5178 W Carpenter Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5178 W CARPENTER RD, FLINT, MI 48504-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELGA CREDIT UNION
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Aug 27, 2021	Warranty Deed, Transfer · Second Mortgage (Down Payment) MID-AMERICAN MORTGAGE INC
Aug 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	202170608
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000070776
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5178 W CARPENTER RD, FLINT, MI 48504-1166
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 W CARPENTER RD, FLINT, MI 48504-1166

Mortgage

Document Number	0000000081
Date	Jan 15, 2026
Instrument	202601150000081

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5178 W CARPENTER RD, FLINT, MI 48504-1166
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 E SCHUMACHER ST, BURTON, MI 48529-2438

Mortgage

Document Number	0000066714
Date	Aug 10, 2021
Instrument	202108100066714

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 27, 2021
Property Address	5178 W CARPENTER RD, FLINT, MI 48504-1166
Document Number	202108270070608
Instrument Date	Aug 2, 2021
Instrument	202108270070608
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,401.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5178 W CARPENTER RD, 5178, FLINT, MI 48504-1166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 E SCHUMACHER ST, BURTON, MI 48529-2438

Mortgage

Document Number	0000066715
Date	Aug 10, 2021
Instrument	202108100066715

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 27, 2021
Property Address	5178 W CARPENTER RD, FLINT, MI 48504-1166
Document Number	202108270070776
Instrument Date	Apr 29, 2021
Instrument	202108270070776
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5338 W CARPENTER RD, 5338, FLINT, MI 48504-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 W CARPENTER RD, FLINT, MI 48504-1166

Tax Assessment & Valuation

The 2025 property tax bill for 5178 W Carpenter Rd was $3,953, up 2.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,600 (+1%)	$221,200 (+1%)
2025	$3,953.00 (+2.22%) Homeowner's exemption	$109,500	$219,000
2024	$3,867.00
2023		$89,000	$178,000
2019	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5178 W Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5178 W Carpenter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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