5206 Beachwalk Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 5206 Beachwalk Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,784 sqft · built 1990
Lot Size	0.052 acres (2,248 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Dec 2020)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42392-000-5206`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42392-000-5206`
Alternative APNs	`34-221-42392-000-5206` `1076912`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,784 sqft Living Area
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	2,248 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5206 BEACHWALK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SD
Legal Description	LOT 5206 BEACHWALK VILLAS PHASE XII PB 8-41 & INT IN COMMON ELEMENTS OR 2801-4430 OR 3069-2577 OR 3075-148 OR 3175-3068
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHWALK VILLAS PHASE XII
Legal Phase	XII
Legal Block	52
Legal Lot Number	5206
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5206 Beachwalk Dr, a townhouse, is owned by two individuals who bought it in December 2020.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4538 LAKE FOREST DR, OWENSBORO, KY 42303-4431
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage WELDON RIGGS
May 30, 2018	Warranty Deed, Transfer SOUTHWEST GEORGIA BANK
Apr 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	202053767
Deed Book / Page	3175 / 3068
Prior Transfer Date	Sep 17, 2008
Prior Transfer Doc	0028014430
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2020
Property Address	5206 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0031753068
Book / Page	003175 / 003068
Instrument Date	Dec 28, 2020
Instrument	53767
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4538 LAKE FOREST DR OWENSBORO KY 423034431, OWENSBORO, KY 42303-4431

Mortgage

Document Number	31753069
Date	Dec 29, 2020
Book Page	003175/003069
Instrument	53768

Lender

Name	WELDON RIGGS
Address	9873 MONTIANO DR, NAPLES, FL 34113-8296

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 30, 2018
Property Address	5206 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0030750148
Book / Page	3075 / 0148
Map Reference	MB8 PG41
Instrument Date	May 25, 2018
Instrument	2018000017726
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCGILL ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5206 BEACHWALK DR, 5206, MIRAMAR BEACH, FL 32550-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 OLD ELBERTON RD, ATHENS, GA 30601-3952

Mortgage

Document Number	2018000017729
Date	May 30, 2018
Instrument	2018000017729

Lender

Name	SOUTHWEST GEORGIA BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2018
Property Address	5206 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0030692577
Book / Page	003069 / 002577
Instrument Date	Feb 22, 2018
Instrument	10333
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5206 BEACHWALK DR MIRAMAR BEACH FL 325504240, MIRAMAR BEACH, FL 32550-4240

Tax Assessment & Valuation

The 2025 property tax bill for 5206 Beachwalk Dr was $5,430, up 2.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,430.00 (+2.65%)	$651,659 Land $150,000 Building $501,659	$651,659 Land $150,000 Building $501,659
2024	$5,290.00 (+6.42%)
2023	$4,971.00 (+28.45%)	$646,853 (+54.88%) Building $646,853	$646,853 (+54.88%) Building $646,853
2022	$3,870.00	$417,638 Building $417,638	$417,638 Building $417,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5206 Beachwalk Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5206 Beachwalk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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