5205 Beachwalk Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 5205 Beachwalk Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,751 sqft · built 1990
Lot Size	0.049 acres (2,136 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Dec 2021)
Tax Bill	$5,578 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42392-000-5205`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42392-000-5205`
Alternative APNs	`34-221-42392-000-5205` `1076911`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,751 sqft Living Area
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	2,136 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5205 BEACHWALK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SD
Legal Description	LOT 5205 BEACHWALK VILLAS PH XII PB 8-41 & INTEREST IN COMMON ELEMENTS OR 2380-1732 OR 2495-115 OR 2509-1489 OR 3231-1620
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHWALK VILLAS PH XII
Legal Phase	XII
Legal Block	52
Legal Lot Number	5205
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5205 Beachwalk Dr, a townhouse, is owned by two individuals who bought it in December 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1133 WILLOWIND TRL, FORT WAYNE, IN 46845-1365
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Jun 17, 2003 · Amount on File
Deed Document Number	202163739
Deed Book / Page	3231 / 1620
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0024950115
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 23, 2021
Property Address	5205 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0032311620
Book / Page	3231 / 1620
Map Reference	MB 8 PG 41
Instrument Date	Dec 21, 2021
Instrument	20210063739
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2867 W MILLER S BRIDGE RD, TALLAHASSEE, FL 32312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 WILLOWIND TRL, FORT WAYNE, IN 46845-1365

Mortgage

Document Number	0032311622
Date	Dec 23, 2021
Instrument	3231/1622

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 27, 2018
Property Address	5205 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0030720672
Book / Page	003072 / 000672
Instrument Date	Apr 27, 2018
Instrument	13887
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5205 BEACHWALK DR MIRAMAR BEACH FL 325504240, MIRAMAR BEACH, FL 32550-4240

Mortgage

Document Number	30720674
Date	Apr 27, 2018
Book Page	003072/000674
Instrument	13888

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5205 Beachwalk Dr was $5,578, down 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,578.00 (-2.79%)	$617,380 Land $125,000 Building $492,380	$617,380 Land $125,000 Building $492,380
2024	$5,738.00 (-17.07%)
2023	$6,919.00 (+28.13%)	$898,406 (+54.17%) Building $898,406	$898,406 (+54.17%) Building $898,406
2022	$5,400.00	$582,750 Building $582,750	$582,750 Building $582,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5205 Beachwalk Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5205 Beachwalk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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