5203 Beachwalk Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 5203 Beachwalk Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,784 sqft · built 1990
Lot Size	0.052 acres (2,269 sqft)
Owner	Individual Name on File
Last Sale	$811,000 (May 2022)
Tax Bill	$6,053 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42392-000-5203`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42392-000-5203`
Alternative APN	`1076909`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,784 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	2,269 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1076909
Street Address	5203 BEACHWALK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SD
Legal Description	LOT 5203 BEACHWALK VILLAS PH XII PB 8-41 AND INTEREST IN COMMON ELEMENTS OR 1624-19 OR 2612-3706 OR 2917-4955 OR 2944-741 OR
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHWALK VILLAS PHA 12
Legal Phase	XII
Legal Lot Number	5203
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5203 Beachwalk Dr, a townhouse, is owned by an individual who bought it in May 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2217 BLACK OAK CT, LISLE, IL 60532-2800
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
May 3, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Mar 6, 2014
Deed Document Number	20220023500
Deed Book / Page	3252 / 3391
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 17, 2022
Property Address	5203 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0032523391
Book / Page	3252 / 3391
Map Reference	MB 8 PG 41
Instrument Date	Apr 29, 2022
Instrument	20220023500
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST FLORIDA TITLE SERVICES, GIT FLORIDA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 S HANLEY RD # RD19B, RD19B, SAINT LOUIS, MO 63105-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240

Mortgage

Document Number	0032523393
Date	May 17, 2022
Instrument	3252/3393

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5203 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240

Mortgage

Document Number	0031724449
Date	Dec 10, 2020
Book Page	3172/4449
Instrument	20200050763

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5203 BEACHWALK DR, MIRAMAR BEACH, FL 32550-4240
Document Number	0030403418
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5203 BEACHWALK DR MIRAMAR BEACH FL 325504240, MIRAMAR BEACH, FL 32550-4240

Mortgage

Document Number	0030403418
Date	May 8, 2017
Book Page	003040/003418
Instrument	14698

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$651,659 Land $150,000 Building $501,659	$651,659 Land $150,000 Building $501,659
2024	$6,053.00 (+2.99%)
2023	$5,877.00 (+97.28%)	$646,853 (+54.88%) Building $646,853	$646,853 (+54.88%) Building $646,853
2022	$2,979.00 Homeowner's exemption	$417,638 Building $417,638	$417,638 Building $417,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5203 Beachwalk Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5203 Beachwalk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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