5141 Palmera Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5141 Palmera Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,057 sqft · built 1996
Lot Size	0.39 acres (16,997 sqft)
Owner	2 Individual Names on File
Last Sale	$1,134,000 (Nov 2025)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-621-03-00`

Property Details

APN / Parcel Number

Primary APN	`158-621-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,057 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	16,997 sqft (0.39 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5141 PALMERA DR
City	OCEANSIDE
State	CA
Zip	92056-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-HD
Legal Description	LOT 24 TR 013241
Legal Subdivision	AMENDED MAP OF PALMERA
Legal Tract	013241
Legal Block	3
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5141 PALMERA DR, OCEANSIDE, CA 92056-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Feb 22, 1996 · Amount on File
Deed Document Number	2025311255
Prior Transfer Date	Feb 29, 2012
Prior Transfer Doc	0000189259
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2025
Property Address	5141 PALMERA DR, OCEANSIDE, CA 92056-2115
Document Number	0000311255
Map Reference	MAP 13241
Instrument Date	Oct 15, 2025
Instrument	2025-0311255
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	EQUITY TITLE COMPANY SD, EQUITY TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5141 PALMERA DR, OCEANSIDE, CA 92056-2115

Mortgage

Document Number	0000311256
Date	Nov 4, 2025
Instrument	2025-0311256

Lender

Name	VAULT FINANCIAL MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,134,000 (+229.8%) Land $273,882 Building $860,118
2025	$4,020.00 (+8.36%) Homeowner's exemption	$343,849 (+4.04%) Land $83,046 Building $260,803
2023	$3,710.00 (+0.27%) Homeowner's exemption	$330,499 Land $79,822 Building $250,677
2022	$3,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20