5205 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5205 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 2018
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,500 (Jan 2021)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-16005-030`

Property Details

APN / Parcel Number

Primary APN	`930-16005-030`
Alternative APN	`597326`

Interior

Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Street Address	5205 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 3, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5205 MONTEBELLO CT, LAREDO, TX 78046-6992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage · Construction Mortgage INTERNATIONAL BANK
Jan 27, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	20211417003
Deed Book / Page	4945 / 439
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	004945/439
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5205 MONTEBELLO CT, LAREDO, TX 78046-6992
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004458/109
Date	Aug 2, 2018
Book Page	4458/109
Instrument	1336078

Lender

Name	INTERNATIONAL BANK
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 26, 2019

Interest

Rate Type	Adjustable Rate

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 27, 2021
Property Address	5205 MONTEBELLO CT, LAREDO, TX 78046-6992
Document Number	004945/439
Book / Page	4945 / 439
Map Reference	VOL 36 PG 1-2
Instrument Date	Jan 26, 2021
Instrument	1417003
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 MONTEBELLO CT, LAREDO, TX 78046-6992

Mortgage

Document Number	0001417004
Date	Jan 27, 2021
Instrument	1417004

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,871 (-0.51%) Land $45,356 Building $181,515	$226,871 (-0.51%) Land $45,356 Building $181,515
2025	$1,154.00 (+2.49%)	$228,027 (+8.71%) Land $45,356 Building $182,671	$228,027 (+8.71%) Land $45,356 Building $182,671
2024	$1,126.00 (-15.78%)
2023		$209,754 Land $42,780 Building $166,974	$209,754 Land $42,780 Building $166,974
2022	$1,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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