5203 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5203 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,614 sqft · built 2018
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$179,500 (Dec 2018)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-16005-020`

Property Details

APN / Parcel Number

Primary APN	`930-16005-020`
Alternative APN	`597325`

Interior

Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Porch	Open Porch
Porch Area	284 sqft

Location & Zoning

Street Address	5203 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 2, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

5203 Montebello Ct is owned and occupied by an individual who bought it in December 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · FHA Mortgage THOMAS E BLACK JR
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2018	Deed of Trust, Mortgage · Construction Mortgage INTERNATIONAL BANK OF COMMERCE
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 5, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DIRECTIONS EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Deed Document Number	20181346358
Deed Book / Page	4515 / 752
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	004515/752
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Investor	Possibly a Property Investor

Mortgage

Document Number	005529/505
Date	Sep 11, 2023
Book Page	5529/505
Instrument	1510190

Lender

Name	THOMAS E BLACK JR
Type	Private Party
Address	2905 CORPORATE CIR, FLOWERMOUND, TX 75028

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992

Mortgage

Document Number	005313/723
Date	Jul 19, 2022
Book Page	5313/723
Instrument	1474243

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004448/851
Date	Jul 17, 2018
Book Page	4448/851
Instrument	1334409

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	LAREDO, TX 78040

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004735/011
Date	Feb 5, 2020
Book Page	4735/011
Instrument	1383958

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 5, 2018
Property Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Document Number	004515/752
Book / Page	4515 / 752
Map Reference	VOL 36 PG 1&2
Instrument Date	Nov 30, 2018
Instrument	1346358
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 MONTEBELLO CT, LAREDO, TX 78046-6992
Investor	Possibly a Property Investor

Mortgage

Document Number	0001346359
Date	Dec 5, 2018
Instrument	1346359

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5203 Montebello Ct was $1,165 with a homeowner's exemption, down 21.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,148 (-0.51%) Land $45,356 Building $183,792	$229,148 (-0.51%) Land $45,356 Building $183,792
2025	$1,165.00 (-21.92%) Homeowner's exemption	$230,323 Land $45,356 Building $184,967	$230,323 Land $45,356 Building $184,967
2024	$1,492.00
2023		$211,891 Land $42,780 Building $169,111	$211,891 Land $42,780 Building $169,111
2022	$1,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5203 Montebello Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5203 Montebello Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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