5306 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5306 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 2018
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,266 (Oct 2025)
Tax Bill	$976 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-16005-270`

Property Details

APN / Parcel Number

Primary APN	`930-16005-270`
Alternative APN	`597350`

Interior

Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Porch	Open Porch
Porch Area	92 sqft

Location & Zoning

Street Address	5306 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 27, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	27
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2025	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2023	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Apr 18, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20251571273
Deed Book / Page	5928 / 579
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	004584/878
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004542/558
Date	Jan 31, 2019
Book Page	4542/558
Instrument	1350979

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2020

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004821/375
Date	Jul 16, 2020
Book Page	4821/375
Instrument	1397921

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2049

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 27, 2025
Property Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	005928/579
Book / Page	5928 / 579
Map Reference	VOL 36 PG 1-2
Instrument Date	Oct 20, 2025
Instrument	1571273
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	0001571274
Date	Oct 27, 2025
Instrument	1571274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 18, 2023
Property Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	005498/764
Book / Page	5498 / 764
Map Reference	VOL 36 PG 1&2
Instrument Date	May 31, 2023
Instrument	1505244
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	0001505245
Date	Jul 18, 2023
Instrument	1505245

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 18, 2019
Property Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	004584/878
Book / Page	4584 / 878
Map Reference	VOL 36 PG 1&2
Instrument Date	Apr 17, 2019
Instrument	1358284
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	0001358285
Date	Apr 18, 2019
Instrument	1358285

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,023 (-0.49%) Land $45,356 Building $146,667	$192,023 (-0.49%) Land $45,356 Building $146,667
2025	$976.00 (-21.73%) Homeowner's exemption	$192,959 (+9.21%) Land $45,356 Building $147,603	$192,959 (+9.21%) Land $45,356 Building $147,603
2024	$1,247.00 (+9.29%)
2023		$176,687 (+11.59%) Land $42,780 Building $133,907	$176,687 (+11.59%) Land $42,780 Building $133,907
2022	$1,141.00	$158,340 Land $42,780 Building $115,560	$158,340 Land $42,780 Building $115,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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