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5205 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5205 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,105 sqft · built 2000
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Dec 2021)
Tax Bill$6,842 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN89883

Property Details

APN / Parcel Number

Primary APN89883
Alternative APN
  • 052531332600010410

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,105 sqft Heated Area
Gross Area3,240 sqft Gross Area
1st Floor Area2,105 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions165 ft deep x 114 ft wide
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area681 sqft Garage

Exterior Amenities

Pool Area140 sqft Pool
Deck Area788 sqft Deck
PorchOpen Porch
Porch Area454 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number89883
Street Address5205 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 41
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number41
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 89883

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5205 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 21, 2021Warranty Deed, Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleJan 12, 2006 · Amount on Record
Deed Document Number2021197175
Deed Book / Page6113 / 987
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5205 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798

Mortgage

Document Number0065290578
DateJan 05, 2024
Book Page6529/578
Instrument2024001472
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 21, 2021
Property Address5205 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798
Document Number0061130987
Book / Page6113 / 987
Map ReferenceMB 9 PG 5&6
Instrument DateDec 17, 2021
Instrument2021197175
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 HUTTO MARKET RD, VANCE, SC 29163-9286

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798

Mortgage

Document Number0006113989
DateDec 21, 2021
Instrument6113/989
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,842.00 (+5.86%) Homeowner's exemption$461,400 (+5.26%) Land $95,000 Building $366,400$461,400 (+3.76%) Land $95,000 Building $366,400
2023$6,463.00 (+13.37%) Homeowner's exemption$438,329 (+11.74%)$444,700 (+12.24%) Land $95,000 Building $349,700
2022$5,701.00 Homeowner's exemption$392,282$396,200 Land $75,000 Building $321,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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