5203 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5203 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2003
Square Footage	2,156 sqft Living Area
Lot Size	19,645 sqft (0.451 acres)
Occupancy	Owner Occupied
Last Sale	$540,000 (2026)
Tax Bill	$3,591.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-25-31-3326-0001-0400`
Alternative APNs	`253105332600010400` `89882`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,156 sqft Living Area
Gross Area	3,275 sqft Gross Area
1st Floor	1,708 sqft 1st Floor
Upper Floors	448 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,645 sqft (0.451 acres)
Depth X Width	172 ft x 105 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	726 sqft Garage
Porch Area	393 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5203 HAMMOCK POINTE CT
City	SAINT CLOUD
State	FL
Zip	34771-8798
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 40
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE UNIT 2
Legal Tract	3326
Legal Block	400
Legal Lot Number	40
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 05-25-31-3326-0001-0400

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5203 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Doc Number	202673160
Deed Book / Page	6982 / 559
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2026
Property Address	5203 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798
Document Number	0000073160
Book / Page	6982 / 559
Instrument Date	Jun 03, 2026
Instrument	202673160
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8798

Mortgage

Document Number	0000073161,
Date	Jun 04, 2026
Instrument	202673161

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 (+5.46%) Homeowner's exemption	$231,725 (+5.99%)	$423,200 (+3.5%) Land $95,000 Building $328,200
2024	$3,405.00 (+2.28%)
2023	$3,329.00 (+5.72%) Homeowner's exemption	$218,636 (+3%)	$408,900 (+18.97%) Land $95,000 Building $313,900
2022	$3,149.00 Homeowner's exemption	$212,268	$343,700 Land $75,000 Building $268,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 662 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.