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5204 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5204 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,244 sqft Living Area
Lot Size23,348 sqft (0.536 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2002)
Tax Bill$3,740.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-25-31-3326-0001-0380
Alternative APNs
  • 253105332600010380
  • 89880

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,244 sqft Living Area
Gross Area3,263 sqft Gross Area
1st Floor Area2,244 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,348 sqft (0.536 acres)
Lot Dimensions209 ft deep x 123 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area465 sqft Garage
PorchFlorida Room
Porch Area554 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5204 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 38
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE UNIT 2
Legal Tract3326
Legal Block380
Legal Lot Number38
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3326-0001-0380

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5204 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Deed of Trust, Mortgage · Construction Mortgage
NONE LISTED ON DOCUMENT
Jun 15, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2002 · Amount on Record
Deed SaleJan 25, 2002 · Amount on Record
Deed Book / Page1993 / 2832
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 08, 2026
Property Address5204 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Document Number0000075107
Book / Page6984 / 1667
Instrument DateMay 29, 2026
Instrument202675107
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795

Mortgage

Document Number0000075107,
DateJun 08, 2026
Book Page6984/1667
Instrument202675107
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5204 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Document Number0053902959
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5204 HAMMOCK POINTE CT ST CLOUD FL 347718795, ST CLOUD, FL 34771-8795

Mortgage

Document Number0053902959
DateAug 24, 2018
Book Page005390/002959
Instrument129511
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23285-5130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,740.00 (+7.75%) Homeowner's exemption$242,237 (+5.99%)$428,700 (+3.43%) Land $95,000 Building $333,700
2023$3,471.00 (+5.63%) Homeowner's exemption$228,555 (+3%)$414,500 (+18.87%) Land $95,000 Building $319,500
2022$3,286.00 Homeowner's exemption$221,899$348,700 Land $75,000 Building $273,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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