Osceola County property record for 5205 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,938 sqft Heated Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2024) |
| Tax Bill | $6,099.00 (2025) |
| Primary APN | 89831 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,938 sqft Heated Area |
| Gross Area | 2,876 sqft Gross Area |
| 1st Floor | 1,938 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,934 sqft (0.251 acres) |
| Depth X Width | 118 ft x 95 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 575 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Deck Area | 470 sqft Deck |
| Porch | Open Porch |
| Porch Area | 363 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 89831 |
|---|---|
| Street Address | 5205 HAMMOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 7 PG 174 LOT 53 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3325 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89831
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5205 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 01, 2019 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2024 · Amount on Record |
| Deed Sale | Jun 03, 2024 · Amount on Record |
| Prior Sale | Sep 21, 2016 |
| Deed Doc Number | 2024072217 |
| Deed Book / Page | 6609 / 2938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2024 |
| Property Address | 5205 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0066092938 |
| Book / Page | 6609 / 2938 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | May 29, 2024 |
| Instrument | 2024072217 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLAZA STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Name | Verified Name |
|---|---|
| Address | 5205 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0066092941 |
|---|---|
| Date | Jun 03, 2024 |
| Instrument | 6609/2941 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 01, 2019 |
| Property Address | 5205 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0056161364 |
| Book / Page | 005616 / 001364 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 142049 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995 |
| Document Number | 56161364 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 005616/001364 |
| Instrument | 142049 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 388 GREENWICH ST # 6TH, NEW YORK, NY 10013-2362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,099.00 (+6.31%) Homeowner's exemption | $408,900 (+5.82%) Land $95,000 Building $313,900 | $408,900 (+5.82%) Land $95,000 Building $313,900 |
| 2023 | $5,737.00 (+13.6%) | $386,400 (+18.31%) Land $95,000 Building $291,400 | $386,400 (+18.31%) Land $95,000 Building $291,400 |
| 2022 | $5,050.00 | $326,600 Land $75,000 Building $251,600 | $326,600 Land $75,000 Building $251,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 581 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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