Osceola County property record for 5201 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,387 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2017) |
| Tax Bill | $4,244.00 (2025) |
| Primary APN | 89832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,387 sqft Heated Area |
| Gross Area | 3,228 sqft Gross Area |
| 1st Floor | 1,689 sqft 1st Floor |
| Upper Floors | 522 sqft Upper Floors |
| Attic Area | 176 sqft Attic |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 118 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 483 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 358 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 89832 |
|---|---|
| Street Address | 5201 HAMMOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 7 PG 174 LOT 54 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3325 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89832
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5201 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Dec 07, 2017 | Warranty Deed, Transfer FIRST ADVANTAGE TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2017 · Amount on Record |
| Deed Sale | Dec 07, 2017 · Amount on Record |
| Prior Sale | Dec 21, 2001 · Amount on Record |
| Deed Doc Number | 2017173875 |
| Deed Book / Page | 5249 / 2626 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5201 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5201 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0058952813 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5895/2813 |
| Instrument | 2021025267 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5201 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0052780326 |
| Book / Page | 005278 / 000326 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5201 HAMMOCK CIR ST CLOUD FL 347718762, ST CLOUD, FL 34771-8762 |
| Document Number | 0052780326 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 005278/000326 |
| Instrument | 16549 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 07, 2017 |
| Property Address | 5201 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0052492626 |
| Book / Page | 005249 / 002626 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 173875 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5201 HAMMOCK CIR ST CLOUD FL 347718762, ST CLOUD, FL 34771-8762 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,244.00 (+7.42%) Homeowner's exemption | $277,878 (+5.99%) | $415,700 (+3.43%) Land $95,000 Building $320,700 |
| 2023 | $3,951.00 (+5.42%) Homeowner's exemption | $262,182 (+3%) | $401,900 (+18.8%) Land $95,000 Building $306,900 |
| 2022 | $3,748.00 Homeowner's exemption | $254,546 | $338,300 Land $75,000 Building $263,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 581 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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