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5202 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5202 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,019 sqft Heated Area
Lot Size13,983 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$612,000 (2024)
Tax Bill$4,546.00 (2025)

Property Details

APN / Parcel Number

Primary APN89808
Alternative APN
  • 052531332500010300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,019 sqft Heated Area
Gross Area3,047 sqft Gross Area
1st Floor2,019 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,983 sqft (0.321 acres)
Depth X Width149 ft x 106 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool Area385 sqft Pool
FenceFence
Deck Area375 sqft Deck
PorchOpen Porch
Porch Area500 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89808
Street Address5202 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8761
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 30 LESS COM AT SE COR OF LOT 29, N 91.71 FT TO POB; N 69 DEG W 8.89 FT, N 01 DEG E 99.64 FT, N
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block1
Legal Lot Number29-30
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 89808

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TOP FLITE FINANCIAL INC
Apr 04, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 23, 2018Warranty Deed, Transfer
NONA TITLE INC
Feb 08, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2024 · Amount on Record
Deed SaleOct 01, 2024 · Amount on Record
Prior SaleApr 04, 2022 · Amount on Record
Deed Doc Number2024125191
Deed Book / Page6672 / 1325
Record RefreshedJun 08, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2024
Property Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761
Document Number0066721325
Book / Page6672 / 1325
Map ReferenceMB 7 PG 174
Instrument DateSep 27, 2024
Instrument2024125191
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, CITRUS CLOSING GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,284.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 HAMMOCK RIDGE RD, CLERMONT, FL 34711

Mortgage

Document Number2024125192
DateOct 01, 2024
Instrument2024125192
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2054

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 04, 2022
Property Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761
Document Number0061870021
Book / Page6187 / 21
Map ReferenceMB 7 PG 174
Instrument DateMar 31, 2022
Instrument2022053623
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761

Mortgage

Document Number0000618723
DateApr 04, 2022
Instrument6187/23
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 23, 2018
Property Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761
Document Number0052911539
Book / Page005291 / 001539
Instrument DateFeb 23, 2018
Instrument32366
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
Tax$2,222.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5202 HAMMOCK CIR ST CLOUD FL 347718761, ST CLOUD, FL 34771-8761

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5202 HAMMOCK CIR, SAINT CLOUD, FL 34771-8761
Document Number0051140160
Book / Page005114 / 000160
Instrument DateFeb 08, 2017
Transaction TypeMortgage
Record UpdatedApr 12, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5202 HAMMOCK CIR ST CLOUD FL 347718761, ST CLOUD, FL 34771-8761

Mortgage

Document Number0051140160
DateMar 08, 2017
Book Page005114/000160
Instrument36881
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119-3327
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,546.00 (-26.02%) Homeowner's exemption$299,169 (-28.08%)$426,900 (+2.62%) Land $95,000 Building $331,900
2023$6,145.00 (+45.24%) Homeowner's exemption$416,000 (+44.16%) Land $95,000 Building $321,000$416,000 (+17.58%) Land $95,000 Building $321,000
2022$4,231.00 Homeowner's exemption$288,573$353,800 Land $75,000 Building $278,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 581 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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