Owen County property record for 5205 Gratz Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,824 sqft · built 1906 |
| Lot Size | 143 acres (6,229,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2005) |
| Tax Bill | $1,369 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-00-00-009.00 |
| Primary APN | 037-00-00-009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,229,080 sqft (143 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 552 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Account Number | 7305 |
|---|---|
| Street Address | 5205 GRATZ RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 143 FARM AC |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970201 |
5205 Gratz Rd is owned by two individuals who bought it in April 2005.
Source: Owen County records, as of November 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 66, OWENTON, KY 40359-0066 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on File |
| Deed Sale | Apr 11, 2005 · Amount on File |
| Deed Document Number | 200542841 |
| Deed Book / Page | 213 / 435 |
| Prior Transfer Date | Mar 26, 2005 |
| Prior Transfer Doc | DEED213/435 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5205 Gratz Rd was $1,369.
Source: Owen County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 | $112,800 | $112,800 |
| 2023 | $1,301.00 | $109,000 | $109,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5205 Gratz Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5205 Gratz Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLL CO WATER DISTRICT #1 serves 5,934 people · EPA ID KY0210066 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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