4645 Gratz Rd, Owenton, KY 40359 Property Records

Owen County property record for 4645 Gratz Rd, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	1,624 sqft · built 2013
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Oct 1990)
Tax Bill	$495 (2025)
Flood Zone	Zone X (minimal risk)
APN	`037-00-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`037-00-00-014.00`
Alternative APN	`10856`

Interior

Stories	1 Story
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	10856
Street Address	4645 GRATZ RD
City	OWENTON
State	KY
Zip	40359-8695
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.27 AC/MANU HOUSE/IMPS
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2007
Census Tract	970201

Owner

Source: Owen County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4645 GRATZ RD, OWENTON, KY 40359-8695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1990 · Amount on Record
Deed Sale	Oct 1, 1990 · Amount on Record
Deed Document Number	0000162580
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (-4.44%) Homeowner's exemption	$88,000 (-)	$88,000 (-)
2023	$518.00 Homeowner's exemption	$88,000	$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000