Owen County property record for 5135 Gratz Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,254 sqft · built 1972 |
| Lot Size | 52 acres (2,265,120 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-00-00-017.00 |
| Primary APN | 037-00-00-017.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Basement Area | 720 sqft |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,265,120 sqft (52 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 11971 |
|---|---|
| Street Address | 5135 GRATZ RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54.97 AC/HOUSE/IMPS |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970201 |
Source: Owen County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 350 SQUIRESVILLE RD, OWENTON, KY 40359-8985 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000WB2290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 5135 GRATZ RD, OWENTON, KY 40359-8504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5135 GRATZ RD, OWENTON, KY 40359-8504 |
| Document Number | MTG288/498 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | MTG 288/498 |
| Instrument | 2019003746 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | OWENTON, KY 40359 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2049 |
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,918.00 (+58.3%) | $328,300 (+28.04%) | $328,300 (+28.04%) |
| 2023 | $2,475.00 Homeowner's exemption | $256,400 | $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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