5205 Bear Valley Dr, McKinney, TX 75071 Property Records

Collin County property record for 5205 Bear Valley Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,445 sqft · built 2009
Owner	Owner Name on Record
Tax Bill	$6,734 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9746-00F-0070-1`

Property Details

APN / Parcel Number

Primary APN	`R-9746-00F-0070-1`
Alternative APN	`2655353`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area
Gross Area	2,858 sqft
2nd Floor Area	604 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2655353
Street Address	5205 BEAR VALLEY DR
City	MCKINNEY
State	TX
Zip	75071-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW LAKE PHASE TWO (CMC), BLK F, LOT 7
Legal Subdivision	SUMMIT VIEW LAKE PHASE TWO (CMC)
Legal Phase	2
Legal Block	F
Legal Lot Number	7
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5205 BEAR VALLEY DR, MCKINNEY, TX 75071-8330
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009
Deed Sale	Dec 1, 2009
Deed Document Number	20091201001446750
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5205 BEAR VALLEY DR, MCKINNEY, TX 75071-8330
Document Number	0000157520
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 BEAR VALLEY DR MCKINNEY TX 750718330, MCKINNEY, TX 75071-8330

Mortgage

Document Number	0000157520
Date	Feb 7, 2018
Instrument	157520

Lender

Name	ORIGIN BK
Address	MONROE, LA 71201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,018 (-6.8%) Land $105,000 Building $349,018	$454,018 (-6.8%) Land $105,000 Building $349,018
2024	$6,734.00 (-2.38%)
2023		$487,126 Land $105,000 Building $382,126	$487,126 Land $105,000 Building $382,126
2022	$6,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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