52046 Nancy Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 52046 Nancy Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2023)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-018-010-80`

Property Details

APN / Parcel Number

Primary APN	`010-018-010-80`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	220 ft deep x 135 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	52046 NANCY LN
City	THREE RIVERS
State	MI
Zip	49093-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM SE COR NE 1/4 NW 1/4 SEC 18 T5S R10W TH W 1483.17 FT TH N 991.15 FT TO POB TH NELY ALG 213.435 FT RAD CRV R ARC DIST 146.
Legal Range	10W
Legal Township	05S
Legal Section	18
Jurisdiction	ST JOSEPH MI
Township / Civil Division	MENDON
Census Block Group	2
Census Block	2042
Census Tract	41000

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 1, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HORIZON BANK
Sep 11, 2018	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	20234906
Prior Transfer Date	May 10, 1996
Prior Transfer Doc	0758000046
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 10, 2023
Property Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633
Document Number	2023004906
Instrument Date	Jun 30, 2023
Instrument	2023004906
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6454 E ML AVE, KALAMAZOO, MI 49048-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633

Mortgage

Document Number	2023004907
Date	Jul 10, 2023
Instrument	2023004907

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 1, 2021
Property Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633
Document Number	2021006793
Instrument Date	Jun 26, 2021
Instrument	2021006793
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6454 E ML AVE, 6454, KALAMAZOO, MI 49048-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6454 E ML AVE, KALAMAZOO, MI 49048-8546

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 1, 2021
Property Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633
Document Number	2021006791
Instrument Date	Jun 25, 2021
Instrument	2021006791
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6454 E ML AVE, 6454, KALAMAZOO, MI 49048-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6454 E ML AVE, KALAMAZOO, MI 49048-8546

Mortgage

Date	Jul 1, 2021

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 11, 2018
Property Address	52046 NANCY LN, THREE RIVERS, MI 49093-9633
Document Number	1930/0489
Book / Page	1930 / 0489
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52132 NANCY LN, 52132, THREE RIVERS, MI 49093-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6454 E ML AVE, KALAMAZOO, MI 49048-8546

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Mendon Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (+39.31%)	$349,400 (+39.31%)
2025	$1,508.00 Homeowner's exemption
2023		$125,400 Land $19,100 Building $106,300	$250,800 Land $38,200 Building $212,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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