Monroe County property record for 5203 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,716 sqft · built 2011 |
| Lot Size | 7.82 acres (340,639 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,228 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-300-002-000 |
| Primary APN | 11-17-300-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Building Perimeter |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,716 sqft |
| Unfinished Basement | 1,716 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Lot Area | 340,639 sqft (7.82 acres) |
| Garage Area | 1,040 sqft |
| Porch | Slab |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5203 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5203 KK RD, WATERLOO, IL 62298-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 12, 2019 | Grant Deed, Transfer · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5203 KK RD, WATERLOO, IL 62298-3415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000431989 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 431989 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5203 KK RD, WATERLOO, IL 62298-3415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000426034 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 426034 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 12, 2019 |
| Property Address | 5203 KK RD, WATERLOO, IL 62298-3415 |
| Document Number | 0000401903 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 401903 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TITLE INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 GILMORE LAKE RD COLUMBIA IL 622363300, COLUMBIA, IL 62236-3300 |
| Document Number | 401904 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 401904 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,228.00 (+2.9%) Homeowner's exemption | $145,410 (+3.18%) Land $25,870 Building $119,540 | $436,230 (+3.18%) Land $77,610 Building $358,620 |
| 2024 | $7,996.00 | ||
| 2022 | Additional exemption filed | $140,930 Land $25,870 Building $115,060 | $422,790 Land $77,610 Building $345,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Harrisonville Telephone Company DSL | 10 / 1 |
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