Monroe County property record for 4909 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 1970 |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Oct 2018) |
| Tax Bill | $5,034 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-300-005-000 |
| Primary APN | 11-18-300-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 193,842 sqft (4.45 acres) |
| Garage Area | 672 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,720 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4909 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 600501 |
4909 Kk Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4909 KK RD, WATERLOO, IL 62298-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Oct 31, 2018 | Grant Deed, Transfer · Conventional Mortgage SCOTT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 2018398526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4909 KK RD, WATERLOO, IL 62298-3339 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000426798 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 426798 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 30, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 31, 2018 |
| Property Address | 4909 KK RD, WATERLOO, IL 62298-3339 |
| Document Number | 0000398526 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 398526 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4909 KK RD WATERLOO IL 622983339, WATERLOO, IL 62298-3339 |
| Document Number | 398527 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 398527 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 4909 Kk Rd was $5,034, down 4.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,034.00 (-4.26%) | $84,800 Land $16,960 Building $67,840 | $254,400 Land $50,880 Building $203,520 |
| 2024 | $5,258.00 | ||
| 2022 | $81,000 Land $16,960 Building $64,040 | $243,000 Land $50,880 Building $192,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4909 Kk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4909 Kk Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures