Monroe County property record for 5370 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1905 |
| Lot Size | 8.71 acres (379,408 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,860 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-20-100-004-000 |
| Primary APN | 11-20-100-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 900 sqft Building Perimeter |
| 1st Floor Area | 830 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 379,408 sqft (8.71 acres) |
| Porch | Slab |
| Porch Area | 176 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5370 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART LOT 11 & LOT 12 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Lot Number | 11-12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5370 KK RD, WATERLOO, IL 62298-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Aug 1, 2019 | Intrafamily Transfer, Transfer ACCENT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2019 |
| Transfer Doc | 0000402816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5370 KK RD, WATERLOO, IL 62298-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000395120 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 395120 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 1, 2019 |
| Property Address | 5370 KK RD, WATERLOO, IL 62298-3418 |
| Document Number | 0000402816 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 402816 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5370 KK RD, WATERLOO, IL 62298-3418 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,860.00 (+22.38%) Homeowner's exemption | $54,832 (+18.6%) Land $13,382 Building $41,450 | $164,496 (+16.77%) Land $40,146 Building $124,350 |
| 2024 | $2,337.00 | $140,874 (+1.57%) Land $41,475 Building $99,399 | |
| 2022 | Additional exemption filed | $46,232 Land $12,782 Building $33,450 | $138,696 Land $38,346 Building $100,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
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