5202 Upper River Rd NE, Charleston, TN 37310 Property Records

Polk County property record for 5202 Upper River Rd NE, Charleston, TN 37310

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 1955
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,200 (Dec 2004)
Tax Bill	$798 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`035-003.00`

Property Details

APN / Parcel Number

Primary APN	`035-003.00`
Alternative APNs	`0103503500300` `070035 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	457,380 sqft (10.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Screened/Unfinished Porch
Porch Area	431 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	512 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5202 UPPER RIVER RD NE
City	CHARLESTON
State	TN
Zip	37310-6091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RD CASSADA RD S MAKER
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2010
Census Tract	950203

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5202 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer
Jun 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2004 · Amount on Record
Deed Sale	Dec 16, 2004 · Amount on Record
Prior Sale	Jan 1, 1959
Deed Book / Page	235 / 259
Last Transfer Date	Dec 30, 2021
Transfer Doc	0WD336/283
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Dec 30, 2021
Property Address	5202 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091
Document Number	0WD336/283
Book / Page	WD336 / 283
Instrument Date	Dec 30, 2021
Instrument	21003753
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Jun 16, 2021
Property Address	5202 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091
Document Number	WD331/378
Book / Page	WD331 / 378
Instrument Date	Jun 16, 2021
Instrument	21001830
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00	$47,250 (-) Land $9,625 Building $37,625	$189,000 (-) Land $38,500 Building $150,500
2024	$798.00	$47,250 (-) Land $9,625 Building $37,625
2023	$798.00 (+7.26%)	$47,250 (+59.49%) Land $9,625 Building $37,625	$189,000 (+59.49%) Land $38,500 Building $150,500
2022	$744.00	$29,625 Land $9,625 Building $20,000	$118,500 Land $38,500 Building $80,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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