5030 Upper River Rd NE, Charleston, TN 37310 Property Records

Polk County property record for 5030 Upper River Rd NE, Charleston, TN 37310

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1991
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Aug 2005)
Tax Bill	$643 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`025-023.04`

Property Details

APN / Parcel Number

Primary APN	`025-023.04`
Alternative APNs	`0102502502304` `070025 02304`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5030 UPPER RIVER RD NE
City	CHARLESTON
State	TN
Zip	37310-6089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2010
Census Tract	950203

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 286, BENTON, TN 37307-0286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
Jun 5, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2005 · Amount on Record
Deed Sale	Aug 5, 2005 · Amount on Record
Prior Sale	Apr 19, 1995 · Amount on Record
Deed Book / Page	239 / 167
Last Transfer Date	Jun 7, 2023
Transfer Doc	0WD349/167
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Jun 7, 2023
Property Address	5030 UPPER RIVER RD NE, CHARLESTON, TN 37310-6089
Document Number	0WD349/167
Book / Page	WD349 / 167
Instrument Date	Jun 7, 2023
Instrument	23001410
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 286, BENTON, TN 37307-0286

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK TN
Recording Date	Jun 5, 2023
Property Address	5030 UPPER RIVER RD NE, CHARLESTON, TN 37310-6089
Document Number	0WD349/133
Book / Page	WD349 / 133
Instrument Date	Jun 5, 2023
Instrument	23001383
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 286, BENTON, TN 37307-0286

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00	$38,075 (-) Land $3,825 Building $34,250	$152,300 (-) Land $15,300 Building $137,000
2024	$643.00	$38,075 (-) Land $3,825 Building $34,250
2023	$643.00 (+61.56%)	$38,075 (+140.22%) Land $3,825 Building $34,250	$152,300 (+140.22%) Land $15,300 Building $137,000
2022	$398.00	$15,850 Land $3,825 Building $12,025	$63,400 Land $15,300 Building $48,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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