5224 Upper River Rd NE, Charleston, TN 37310 Property Records

Polk County property record for 5224 Upper River Rd NE, Charleston, TN 37310

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,120 sqft · built 2000
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$56,920 (Jan 2021)
Tax Bill$926 (2025)
Flood ZoneZone X (minimal risk)
APN035-004.01

Property Details

APN / Parcel Number

Primary APN035-004.01
Alternative APN
  • 070035 00401

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,920 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
TerrainRolling
Garage TypeAttached
Garage Area440 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area320 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number070035 00401
Street Address5224 UPPER RIVER RD NE
CityCHARLESTON
StateTN
Zip37310-6091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB: 21 PG: 36 LOT: 1
Legal Lot Number1
JurisdictionPOLK TN
Township / Civil Division1
Census Block Group2
Census Block2010
Census Tract950203

Owner

Source: Polk County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5224 UPPER RIVER RD NE, CHARLESTON, TN 37310-6091
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Deed Document Number2021255
Deed Book / Page328 / 77
Prior Transfer DateJan 25, 2021
Prior Transfer Doc00WD328/77
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$926.00$54,825 (-) Land $4,925 Building $49,900$219,300 (-) Land $19,700 Building $199,600
2024$926.00$54,825 (-) Land $4,925 Building $49,900
2023$926.00 (+11.7%)$54,825 (+66.14%) Land $4,925 Building $49,900$219,300 (+66.14%) Land $19,700 Building $199,600
2022$829.00$33,000 Land $4,925 Building $28,075$132,000 Land $19,700 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE UTILITY DISTRICT
serves 21,082 people · EPA ID TN0000525
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper River Rd NE

Nearby Streets

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